In 201415, the gwp of hdfc ergo general insurance was 3,257 crores and nwp of rs. With medical costs spiralling out of control, healthcare today is at its alltimehigh in terms of treatment costs. Long term policy options up to 3 years with attractive premium rate. The plan also covers your pre and post hospitalization expenses, day care procedures, domiciliary treatment, organ donor. Hdfc ltd is a leading indian financial services company and its a major provider of housing finance in india. You can also opt for additional covers at a slightly higher premium as per your requirement. Hdfc ergo student suraksha travel insurance policy benefits. Hdfc ergo general insurance company limited health suraksha policy policy wording 5. Health suraksha policy offered by hdfc ergo is a basic health insurance plan which covers most of the hospitalization expenses. You can find everything you need at insurancedekho at just a few clicks.
Hence, it is imperative to buy a health policy for each individual and family member. Health suraksha top up pro policy continuously and without any break. They will inform hdfc ergo inhouse claims services or tpa. Although it is an allinclusive health insurance plan, it is available at affordable rates. Unique features of hdfc ergo health suraksha silver plan. Ergo international ag is the primary entity of the munich re group, whereas hdfc ltd is indias leading housing finance company. The maximum cumulative bonus shall not exceed 50% of the basic sum insured in any policy year. Nov 14, 2019 hdfc ergo health suraksha silver plan strives to comprehensively protect you and your family against hospitalization costs and provides you with valuable advantages. Hdfc ergo health insurance limited formerly, apollo munich health insurance is a joint venture of hdfc ltd and ergo international ag. Aug 30, 2016 hdfchdfc ergo provides the best health insurance plans along with full range of benefits for you and your family. All the documents and reimbursement claims should be submitted to the company before the. The hdfc ergo health company is one of the best general insurance company in the india.
Got claim from hdfc ergo general insurance jul 26, 2016 03. These health insurance plans mediclaim plans offer the health. Hdfc ergo health suraksha plan benefits, features, cover in. For more details on the risk factors, term and conditions please read the sales brochure carefully before concluding the sale. However, traditional and alternative treatments like ayurveda, unani, sidha and homeopathy ayush are also included under health insurance. The company offers an assortment of numerous general insurance products which starts from health, home, motor, travel and personal accident plans for the retail customers.
With this health insurance plan, you can offer protection to your family against any unforeseen diseases or accidental injuries in the most affordable manner. Hdfc ergo health suraksha best health insurance policy. To register your claim, send the following documents to the hcs. Hdfc ergo health suraksha best health insurance policy for. Health suraksha, you are ensured of complete peace of mind with minimum outofpocket expenses.
A personal accident insurance ensures the financial stability for you and your family in the event of an accident. Health insurance is offered by hdfc ergo general insurance company limited. Unique features of hdfc ergo health suraksha regain plan. Buy health suraksha silver smart health insurance policy online from hdfc ergo. Insurance is the subject matter of the solicitation. Health suraksha top up plus policy issuance engine. Hdfc ergo health suraksha policy coverfox insurance. This affordable plan also does not have any sublimits on hospital room rent, hospital charges, and doctor fees. Hdfc ergo general insurance company limited frequently asked.
We have sent you a 6 digit verification code on 9887890847 and your email id. Hdfc ergo health suraksha is a comprehensive health insurance plan which. The insurance company should preauthorise these procedures. Psychiatric or psychosomatic disorders of all kinds, 9. Policy number entered seems to be of apollo munich health insurance which is now known as hdfc ergo health insurance. Health suraksha offers a policy period of 1 year and 2 years with basic sum insured per year ranging from rs 3 to 10 lacs. Hdfc ergo general insurance customer care, complaints and. The hdfc ergo health insurance plans are available at reasonable prices. It is a plan that offers multiple sum insured options ranging from rs. It covers inpatient treatments, prehospitalization expenses, 144 daycare procedures, domiciliary treatments and many such expenses incurred during treatment. Hdfc bank limited is a corporate agent of hdfc ergo general insurance co ltd license no.
Hdfc ergo individual health insurance aims to offer wider cover without any restrictions. Participation by customer to buy insurance policy is purely voluntary. Health suraksha hdfc ergo general insurance company. Health suraksha silver extends its coverage to day care treatment, prehospitalisation expenses, domiciliary treatment, and posthospitalisation expenses. Hdfc ergo general insurance company limited policy wording 1 home suraksha plus policy wording preamble general conditions applicable whereas the policyholder named in the schedule has applied to hdfc ergo general insurance company limited hereinafter called the company for the insurance herein contained, the company agrees subject to. Hdfc ergo brings to you health suraksha, a unique health insurance plan, providing optimum health coverage at an affordable price.
You have a period of 15 days from the date of receipt of the policy document to. Health suraksha covers not only hospitalisation in the event of an accident or sickness but extends to cover pre and posthospitalisation expenses, day care procedures, domiciliary treatment, organ donor expenses. Hdfc ergo health suraksha health insurance silver policy. Regain benefits up to sum insured optional by paying extra premium. Hdfc ergo health suraksha silver smart health insurance policy. This plan covers all the expenses incurred at the time of hospitalisation.
Hdfc health suraksha plan is designed to meet the healthcare needs of you and your family. Hdfc ergo general insurance company limited is a joint venture of hdfc ltd. The plan also covers your pre and post hospitalization expenses, day care procedures, domiciliary treatment, organ donor expenses, emergency ambulance and nonallopathic treatments. Hdfc ergo health suraksha insurance plan, policy details. This plan is also referred as base plan and is a must have. Hdfc ergo general insurance company limited will provide the insurance. Hdfc ergo health suraksha silver insurance plan wishpolicy. This product has been specially designed for the employees of micro finance institutions, cooperatives and members employees of other homogenous groups to provide financial security at a nominal cost in the event. What are the types of hdfc ergo health insurance plans. The hdfc ergo general health insurance policies come in seven variants. Trade logo displayed above belongs to hdfc ltd and ergo international ag and used by hdfc ergo general insurance company limited under license. Hdfc ergo general insurance happens to be the fourth largest private general online insurance company in india.
Hdfc ergo general insurance company is a joint venture between hdfc ltd. You can choose an individual health suraksha scheme or a family floater health insurance policy according to your requirements. If case of an emergency hospitalization, get the insured admitted and approach network hospitals insurance desk at the earliest. Free look if the policy holder is not convinced with the terms and conditions of the policy, then hshe can cancel the policy within 15 days of receipt of policy document. Health insurance typically cover hospitalization expenses incurred during the treatment. Hdfc ergo health suraksha insurance plan health suraksha offers a policy period of 1 year and 2 years with basic sum insured per year ranging from rs 3 to 10 lacs. This hdfc ergo health suraksha policy features a wide range of sum insured that you can choose from. Hdfc ergo health suraksha is an affordable health insurance plan providing comprehensive healthcare cover for you and your family. Hdfc life group jeevan suraksha microinsurance product is a non linked, non participating, group term microinsurance product.
Diarrhoea and all type of dysenteries including gastroenteritis, 5. Email policy copy hdfc ergo general insurance company. Hdfc ergo insurance portfolio organizer ipo mobile application helps manage your insurance portfolio, information and services at fingertips 24 7. The coverage under this plan is available as both individual and family floater. On clicking proceed you will be redirected to hdfc ergo health insurance website for your policy renewal. Organ donor the medical expenses for an organ donors treatment for the harvesting of the organ donated, provided that. Hdfc ergo health suraksha silver is a unique insurance plan that offers the required coverage at a nominal price.
The contract of insurance is between hdfc ergo and the insured only and hdfc bank is not a party to the said contract. Health insurance brochure hdfc ergo general insurance. Health suraksha silvr plan hdfc ergo general insurance. Tax benefits are as per the income tax act, 1961, and are subject to amendments made thereto from time to time. Hdfc ergo student suraksha travel insurance policy provides worldwide cover from 30 days to 2 years. Hdfc ergo student suraksha travel insurance policy does not require any medicals health check up.
Hdfc ergo general insurance company limited health suraksha policy policy wording 2. Health suraksha policy wordings hdfc ergo general insurance company limited will provide the insurance cover detailed in the policy to the insured person up to the sum insured subject to the terms and conditions of this policy, your payment of premium and realisation thereof by us, and your statements in the. It was founded in the year 2002 and operates in 1 cities through its 127 branches. For the purpose of these treatments to be covered under health insurance, your sister must be hospitalized for over 24 hours in a hospital recognized for the treatment. Download insurance portfolio organiser application hdfc ergo. Hdfc ergo health suraksha silver plan strives to comprehensively protect you and your family against hospitalization costs and provides you with valuable advantages. Hdfc bank limited, hdfc bank house, senapati bapat marg, lower parel, mumbai, india 400 0. Hdfc ergo health suraksha insurance plan is an inpatient hospitalization policy, admission as an inpatient for a minimum period of 24hrs is required, except for day care treatments. Mar 02, 2020 presenting, hdfc ergo health suraksha health plan will take care of yourself and your family in all possible ways with its extensive range of benefits. Hdfc ergo health suraksha plan benefits, features, cover in india. Indemnitybase health insurance plan a health insurance plan,which pays for your medical expenses related to hospitalisation on the basis of medical treatment expenses,is called as indemnity plan.
The hdfc ergo general insurance offers the best health insurance plans, along with motor insurance plans, travel insurance plans, home insurance plans. You can opt for a hdfc ergo health suraksha policy that runs for a time period of one or two years with life time renewability. Trade logo displayed above belongs to hdfc ltd and ergo international ag and used by hdfc ergo general insurance company under license. The hdfc ergo health suraksha gold plan is a part of the health suraksha plan offered by hdfc ergo and offers optimum health coverage at the most reasonable prices. Hdfc ergo general insurance company limited frequently. Hdfc ergo health suraksha gold health insurance policy. Hdfc ergo general insurance company limited will provide the insurance cover. Hdfc ergo general insurance health suraksha, critical. Health suraksha is underwritten by hdfc ergo general insurance co ltd.
It is a jv between hdfc ltd and ergo international ag. The coverage is optimal and comes at an affordable price. Hdfc life group jeevan suraksha hdfc life insurance. Hdfc ergo health suraksha plan has been categorized into three plans mentioned below that suit the requirements of individuals at different levels and you can choose the best one that will take. Hdfc ergo health suraksha hdfc ergo health suraksha is a comprehensive health insurance plan that covers inpatient treatment cost, pre and post hospitalization expenses with no sublimits on disease, hospital room rents, doctors fees and hospital charges. Health insurance renewal renew policy online hdfc ergo.
Health suraksha offers a policy period of 1 year and 2 years with basic sum insured per. Diarrhoea and all type of dysenteries including gastroenteritis, 3. Health suraksha faq hdfc ergo general insurance company. It is an effective healthcare plan which takes care of all your medical needs at an affordable premium. Hdfc ergo health suraksha silver plan is an inpatient hospitalization policy, admission as an inpatient for a minimum period of 24hrs is required, except for day care treatments.
Health suraksha covers not only hospitalisation in the event of an accident or sickness but extends to cover pre and post hospitalisation expenses, day care procedures, domiciliary treatment, organ donor expenses. In case of any conflict between this document and the policy wordings, the terms and conditions mentioned in the policy wordings shall prevail. The policy covers death of individual, physical injuries and bodily burns. Hdfc ergo health suraksha plan benefits, features, cover.
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